Every policy includes simple online policy management, flexible payment options, and customer service you can rely on all day, every day.
Grab a free homeowners insurance quote today to get started with the kind of protection that can give you peace of mind for you and your house.
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Why you can rely on Esurance
We embrace a convenient approach to the insurance process, with innovative online technology and tools that make it easy to get a quote, and some of the most affordable homeowners insurance rates around.
As a member of the Allstate family, we're backed by the strength and commitment of an industry leader with more than 80 years of experience. We've received an "A+" rating from A.M. Best, a respected industry rating organization, which means we'll be there whenever you need us if you need to file a claim.
We like to think of our homes as the ultimate safe havens. But accidents and injuries can and do occur there. That's where a good homeowners insurance policy has your back. Home insurance covers you against these main risks:
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Damage to the home itself: Homeowners insurance can help repair your house and freestanding structures (garage, tool shed, etc.) if damaged by things like lightning, tornadoes, hail, vandalism, vehicles, or fire. It can also help pay to relocate you during repairs.
Property theft and damage: If your stuff is stolen in a home burglary or damaged in a fire, homeowners insurance can help reimburse you for the cost to replace it. In some cases, this coverage applies away from home, too (say, if your laptop is stolen from your car).
Personal liability: If guests are injured in your place, homeowners insurance helps protect you from paying their medical bills out of pocket. It can also help cover injuries you cause away from home (as long as they're accidental).
Considering the potential cost of replacing all your valuables or even your entire house, getting home insurance is always a wise investment. While your house might be where you feel most comfortable, there's still a lot of unpredictable stuff that can happen there — and you shouldn't have to face it alone.
